Built for how Ghanaians already save together
If your group pools money toward a shared goal, Ntoboa keeps it transparent, with no single person holding the cash and no records that can go missing.
Family & diaspora projects
Pool money for a wedding, a funeral, school fees or a family build, including from relatives abroad. Everyone at home and away sees the same record of what has come in.
Church welfare funds
Run welfare contributions and special collections with a clear, shared ledger. Members and leaders see exactly what was contributed and how it was used.
Associations & unions
Collect dues and manage group funds for market associations, alumni groups, hometown unions and professional bodies, no more arguments over the records.
Friends saving together
A trusted way for a circle of friends to save toward a shared goal, take turns, and keep everyone honest, because everyone sees every cedi.